What to Do After a Car Accident

1. Take Care of Injuries
Seek medical attention the same day, even if you feel fine. Adrenaline masks pain, and injuries like whiplash, internal bleeding, and traumatic brain injuries often show delayed symptoms. Gaps in medical treatment give insurance adjusters a reason to argue your injuries were not serious or were caused by something other than the crash.

2. Report the Accident
Call the authorities to report the accident, and if police respond, ask them how to obtain a copy of the accident report for your records. Under Texas Transportation Code Chapter 550, TxDOT is responsible for the collection and analysis of crash data submitted by Texas law enforcement officers on the Texas Peace Officer’s Crash Report form. That report becomes a key piece of evidence in your claim. Do not leave the scene before officers arrive, and do not admit fault to anyone at the scene.

3. Exchange Information
Exchange information with any other driver(s) involved in the crash. Identify eyewitnesses and get their contact information.

4. Document the Scene
Take photos and videos and write down anything you notice about the scene, and what you remember about the accident. Preserve evidence. Photograph the vehicles, the road, skid marks, traffic signals, and any visible injuries.

5. Talk to Your Insurance Provider
Call your insurance company to report the accident, but do not apologize or admit any fault for the crash. Do not give a recorded statement to the at-fault driver’s insurance company without legal counsel. Adjusters are trained to ask questions that lead you to minimize your injuries or accept partial blame.

6. Know Your Options
Finally, once you are ready and willing, some accident victims choose to handle their claim directly with the insurance company. Others consult an attorney to understand their options before deciding. Initial consultations are typically free and carry no obligation. While you don’t need a lawyer to file a claim, those accident victims who hire a lawyer may end up significantly recovering more than those who go about the process themselves. Attorneys understand the laws surrounding Texas car accidents as well as how to effectively negotiate with the insurance company. Not only that, but having an experienced lawyer on your side will make the recovery process much easier on you and your family.